How to Get a Replacement Car Key
The loss of a car key could be a frustrating experience. It can also be expensive dependent on the type of car you have.
The easiest way to get a replacement is to call an auto locksmith. This is usually a less costly and quicker alternative than calling roadside assistance or an auto dealer.
Cost
In the past the loss of car keys wasn't a big problem. You could go to your local hardware store and have an alternate key made. Today, however the process is more complicated and costly. The reason is because cars are becoming more technologically advanced, and that means their keys are now. And while this may make them more secure against theft however, it also means they are more expensive to replace.
The cost of replacing keys for a car that have been lost will vary based on the year, model and model of your car. Many newer vehicles have keys with transponders to prevent theft. These chips must be paired to your vehicle. This typically requires a locksmith or a dealer. The cost varies based on the type of car you own however it could reach $200.
Additionally, some modern cars have keys cut with lasers that need to be programmed using a specific machine, which is only available at dealerships or auto locksmiths who specialize in this. The cost of a spare key with this kind of lock could be up to $100.
Another factor that will affect the cost of losing a key is the location you live in. It is likely that you will have to pay more for a remote area because the tow truck and locksmith must travel far to get to you. A locksmith will also charge extra for work that is done on weekends, holidays or after hours.
You can cut down on the expense of replacing the car key that was lost by keeping a spare at your home or in your wallet. Keep your vehicle's registration or title documents with you, since they will be required to prove you are the owner of the vehicle should you need to call the dealership to request a replacement key. Additionally, you can also utilize your roadside assistance to assist in the procedure. They may be able to offer you temporary replacements, based on their terms and conditions.
Time is a factor.
It can be a hassle to lose your car keys, however it's crucial not to be anxious. First, take a minute to search for your keys to your car in obvious places such as your purse or pocket. You can then revisit your day to determine where you might have put them. This may help you remember where you left the keys, or even if they're still in your car. If you're not able to locate your car keys, it could be time to find a replacement.
Most modern cars come with a remote key fob which utilizes a code to unlock and start the car. This type of key must be changed to ensure it works with your vehicle. This is typically the job of a professional. Contact an auto locksmith and bring proof of ownership.
Old-fashioned car keys made of metal are much simpler to replace than remote key fobs. They are 100% mechanical and are easy to duplicate. A locksmith in your neighborhood can replace your lost key on spot. They can also duplicate the ignition cylinder in your vehicle, which is an extra expense. If you're looking to make copies of your old car keys, go to a hardware shop that specializes in automobiles and have them made quickly and inexpensively.
If your car keys are starting to look worn out, you should consider replacing them. Regular use can wear down the teeth on the key and this could make it difficult to align them properly. If the key starts to become stuck inside the lock, it's also an indication that it's time to replace it.
The dealer may need to program the key if you have the latest model or luxury car. This is a complex job that can be expensive and take a long period of time to complete. It could be covered under your car warranty or insurance dependent on the model of your car.
Availability
Even if your driving skills are excellent, you can still lose your keys. This could be a huge problem especially at a time that isn't convenient, such as when you are at the grocery store or a gas station and you want to get back home. Fortunately, there are several ways to replace your lost key. You can contact your insurance company, find a local locksmith, or contact roadside assistance.
You'll first need to determine the type of key you're using. It's important to know that different cars use different keys. Some are old-school and only lock through the key cylinder while others have chips that communicate with the car to unlock the doors and open it up. Certain keys can be easily repaired by an auto-locksmith while others might require you to visit a dealer for a replacement from the manufacturer.
You should first read the guide, or contact the dealer for instructions on how to program the key for your vehicle. You'll need proof of ownership and could have to wait a few days for the dealer to request a replacement. This method may also require you to take the vehicle to a locksmith or other service provider to have it programmed, so this isn't the best option for those working on tight schedules or have a limited mobility.
If you have a spare key the process will be much simpler. You can purchase a new car key online at a low price depending on the model of your car. If your keys are equipped with a transponder as well as a key fob, you'll need to see a qualified expert to replace and program them. Based on the make and model of your car this could require an auto towing service or hiring a locksmith to take care of it.
Another method to obtain an updated car key is by using a Bluetooth tracker. These tiny devices are attached to your keyring, and emit the signature, which can be read by any mobile phone with an application installed. The app will then inform you where the key is, so you can locate it if you need to.
Insurance
The majority of the time, car insurance does not cover lost keys. However, there are exceptions. A lot of the top car insurance companies that are committed to customer satisfaction offer add-on coverage for things like lost keys. It is usually an extra fee, but it can be less expensive than paying out of pocket for the cost of replacing keys.
The policy you choose to use and the threshold will determine whether or not your insurance policy covers keys lost. The majority of traditional keys can be easily replaced, but it may be more difficult if you have an electronic fob or smart key. These keys are laser-cut and use chips that send signals to your vehicle. They are therefore more difficult to replace than mechanical keys. These keys are also more expensive as you will need to pay for a locksmith as well as the key itself.
You can consider using an auto club service or roadside assistance to save money when replacing a lost key. These services can offer discounts to locksmiths and could even reimburse you for the cost of a replacement. Some of these companies provide emergency lockout services which are useful for those who are in a hurry and have to get back on the road.
You can also call your dealership to see if it could help. car key replacements are usually on staff at most dealerships, and they may be able to make keys at a reasonable price. If the dealer needs to make a key for your particular model it could take several days. Keep all receipts and paperwork whatever method you decide to use. This will allow you to file a claim with your insurance company.
Losing keys to your car is a regular event. It's not pleasant however it could occur to anyone. There are ways to minimize the consequences. While the cheapest and fastest method of replacing your lost car keys is to contact an authorized locksmith in your area, it's important to weigh the monetary advantages against the time and any possible deductible payment prior to making a claim to your insurance company.